News • 21 August, 2025
In the digital era, QR codes have become a familiar tool in payments and transactions. But have you heard of dynamic QR codes? This is an advanced payment solution that e-commerce and retail chains are favoring due to its flexibility and efficiency. So what are dynamic QR codes, and why have they become such a sought-after trend? This article will explain dynamic QR codes in detail, compare them with static QR codes, and reveal why PayME Dynamic QR is the top choice for businesses looking to optimize their payment processes.
Dynamic QR codes are QR codes generated uniquely for each transaction, automatically updating information such as payment amounts, order codes, or customer information. Unlike static QR codes (which only contain fixed information like bank account details), the self-updating QR feature of dynamic codes helps businesses manage transactions more accurately and efficiently.
For example, when a customer makes a purchase on an e-commerce website, the system will generate a smart QR code containing specific information for that order (amount, order code, transaction time). Customers simply need to scan the code with their banking app or e-wallet to complete payment without entering additional information. According to statistics, 78% of customers in Vietnam in 2024 have used QR codes for payment at least once, and this number is growing strongly.
PayME Dynamic QR is a prime example, allowing businesses to integrate smart QR codes into websites, applications, or physical stores, delivering a seamless payment experience.
To better understand the benefits of dynamic QR codes, let's compare them with static QR codes:
Criteria |
Dynamic QR |
Static QR |
Information |
Automatically updates for each transaction |
Fixed, unchanging |
Application |
Suitable for e-commerce, store chains |
Suitable for personal payments, small scale |
Transaction Management |
Automatic order code linking, easy reconciliation |
Requires manual order information input |
Payment Security |
High, reduces error or fraud risk |
Lower, more susceptible to misuse |
Flexibility |
Integrated invoice-payment automation |
Limited, requires manual verification |
Dynamic QR codes excel through automatic transaction capability and order identification via QR, helping businesses save time and reduce errors. A report from the State Bank of Vietnam shows that businesses using dynamic QR codes have reduced reconciliation time by 60% compared to static QR codes.
For more detailed understanding, you can refer to the detailed comparison of Dynamic QR vs Static QR.
E-commerce businesses and retail chains are switching to dynamic QR for business due to the following superior benefits:
Dynamic QR codes allow customers to pay quickly with just one scan, without needing to enter amounts or order information. This is particularly useful in scenarios such as:
A convenience store chain in Ho Chi Minh City reported a 25% increase in counter transaction speed after implementing PayME smart QR codes.
Dynamic QR codes integrate invoice information directly into the code, helping businesses easily track and reconcile. For example, a dynamic QR code can contain:
This makes invoice-payment connection seamless, minimizing errors or duplicate transactions. An e-commerce business using PayME Dynamic QR reduced reconciliation errors by 80% thanks to this feature.
Each dynamic QR code can only be used once and expires after a certain time, reducing fraud risk or misuse. Additionally, PayME Dynamic QR complies with PCI DSS security standards, ensuring safety for both businesses and customers through two-factor authentication and secure financial data protection.
Customers highly value the convenience and speed of dynamic QR codes. According to a 2024 Nielsen Vietnam survey, 85% of users prefer QR code payments over cash due to simplicity and safety. Convenient dynamic QR codes help businesses retain customers and increase transaction completion rates.
Dynamic QR for business can be applied across many sectors:
A typical example is a famous coffee chain in Vietnam that used PayME Dynamic QR to process over 10,000 transactions daily across 50 stores, reducing customer waiting time by 40%. See details in the Case Study: Dynamic QR Application in Coffee Chains.
To start using PayME Dynamic QR, businesses need to follow these steps:
Details about implementation can be found at the Dynamic QR Service Page for Retail.
PayME's Dynamic QR system incorporates multiple layers of payment security:
These security measures ensure that both businesses and customers can trust the system with their financial data while maintaining seamless user experience.
Dynamic QR codes are not just a payment tool but a solution that helps e-commerce and retail businesses optimize processes, enhance customer experience, and manage transactions effectively. With PayME Dynamic QR, businesses can leverage self-updating QR features, automatic transactions, and invoice-payment connection to lead in the competitive market.
The integration of advanced payment security measures, including two-factor authentication and protected financial data handling, makes PayME Dynamic QR the ideal choice for businesses prioritizing both efficiency and security.
Start today by exploring the detailed Dynamic QR vs Static QR comparison or register at the Business Account Registration Form. With PayME Smart QR, your business will be ready to conquer all payment challenges in the digital era.
Related Articles
Copyright © 2025 PayME Corporate
All rights reserved